P R EDUCATION LTD

Executive Summary

P R EDUCATION LTD is a newly formed small private company with a sound initial financial position, demonstrating positive net assets and no overdue compliance filings. However, its limited operating history and low cash reserves relative to liabilities warrant close monitoring of liquidity and debtor collection. The company’s current governance structure is highly concentrated, suggesting further diligence on management and operational sustainability is advisable.

P R EDUCATION LTD - Analysis Report

Company Number: 15113600

Analysis Date: 2025-07-20 13:59 UTC

1. Risk Rating: LOW
   P R EDUCATION LTD shows a positive net current asset position and no overdue filings despite being recently incorporated. The company has minimal liabilities relative to assets and no apparent regulatory or governance issues, indicating a low immediate risk profile.

2. Key Concerns:

• Limited operating history: Incorporated in September 2023, financial data covers just its first year, limiting trend analysis.
• Low cash balance (£538) compared to current liabilities (£9,867), indicating potential short-term liquidity constraints if debtors are not collected timely.
• Concentration of control and management in a single individual who is both sole director and 100% shareholder, which may raise governance and succession concerns.

3. Positive Indicators:

• Positive net current assets (£3,976) and net assets, showing the company’s liabilities are covered by current assets.
• No overdue statutory filings (accounts and confirmation statement filed on time).
• Operating with only one employee, suggesting low fixed overheads and potentially flexible cost structure.
• The company benefits from exemption from audit under small companies regime, indicating it is currently small-scale and likely manageable in complexity.

4. Due Diligence Notes:

• Verify the collectability and aging of trade debtors (£13,305) to assess liquidity risk more accurately.
• Understand business model and revenue generation since the company’s inception, including client contracts, payment terms, and cash flow projections.
• Review the director’s background and capacity to manage the company given sole control, including any plans for additional management or board oversight.
• Monitor any upcoming financial filings for changes in financial structure or emerging liabilities.