Company Number: 13856529

Analysis Date: 2025-07-20 13:52 UTC

1. Credit Opinion: DECLINE. PACIOLI FINANCIAL CONSULTING LIMITED is a dormant company with no trading activity reflected in its accounts since incorporation in 2022. The lack of revenue generation, operating cash flows, and minimal net assets (£1,000) provide no evidence of ability to service debt or meet credit obligations. Without operational history or financial activity, risk of lending or extending credit is high and unjustified.

2. Financial Strength: The company’s balance sheet is nominal, showing only called-up share capital of £1,000 and net assets of £1,000 across three years. There are no fixed or current assets, liabilities, or reserves. This indicates no business operations, assets for collateral, or financial depth to support credit facilities. Equity is minimal and stagnant, reflecting no growth or business development.

3. Cash Flow Assessment: No cash flow statements or operational transactions exist due to dormant status. The company holds no working capital or liquidity. It cannot demonstrate cash inflows or outflows to support debt servicing or operational expenditure. Credit exposure would be unsecured and unsupported by any financial resources.

4. Monitoring Points:

• Company status should be monitored to detect any change from dormant to active trading.
• Future filed accounts should be reviewed for signs of business commencement, revenue generation, or asset acquisition.
• Director conduct and credit history of the controlling person (Mr. Roderick Wild) should be assessed if credit facilities are reconsidered.