PAMPER BUBBLES LIMITED

Executive Summary

Pamper Bubbles Limited is a newly incorporated private limited company with negative net assets and working capital deficits in its first year, presenting significant solvency and liquidity risks. While compliance with filing requirements and governance transparency is positive, the lack of trading history and small cash reserves warrant close scrutiny. Prospective investors should conduct thorough due diligence on director loans, business viability, and operational plans before engagement.

PAMPER BUBBLES LIMITED - Analysis Report

Company Number: 15267655

Analysis Date: 2025-07-29 15:06 UTC

1. Risk Rating: HIGH
   Pamper Bubbles Limited exhibits a high risk profile primarily due to negative net assets and working capital deficits within its first financial year, indicating immediate solvency and liquidity concerns.

2. Key Concerns:

• Negative Net Assets and Working Capital: The company’s net current assets stand at -£3,153 with shareholders’ funds also negative by the same amount, pointing to insolvency on a going-concern basis.
• Minimal Cash Reserves vs. Current Liabilities: Cash on hand is only £469 against current liabilities of £3,622, largely loans from directors, which may pressure near-term liquidity.
• Early Stage with Limited Operational History: Incorporated in November 2023 and filing first accounts for a 12-month period, there is limited financial history to assess stability or operational sustainability, increasing uncertainty for investors.

3. Positive Indicators:

• Compliance and Timely Filing: The company has filed its accounts and confirmation statement on time, indicating adherence to statutory requirements.
• Single Employee and Small Scale: Operating with an average of one employee may reflect a lean operating structure potentially manageable at this stage.
• Director and PSC Transparency: Directors and persons with significant control are clearly disclosed, supporting governance transparency.

4. Due Diligence Notes:

• Investigate the nature and terms of director loans (£3,550) to understand repayment obligations and impact on liquidity.
• Review business plan and revenue model, as financials show no income or profit; assess prospects for generating positive cash flow.
• Confirm any contingent liabilities or off-balance sheet commitments not disclosed in accounts.
• Understand reasons for director and secretary change in February 2025 and any implications for governance or strategy.
• Assess market conditions and regulatory environment for SIC 86900 (Other human health activities) to gauge operational risks.