Company Number: 14812124

Analysis Date: 2025-07-29 14:13 UTC

1. Risk Rating: HIGH
   The company exhibits significant solvency concerns as evidenced by negative net current assets and net liabilities. The financial data indicates that current liabilities exceed current assets by a substantial margin, resulting in negative net assets and shareholders’ funds.

2. Key Concerns:

• Solvency Risk: The company shows net current liabilities of £16,916 and net assets of negative £17,395, indicating an inability to meet short-term obligations from current assets alone.
• Liquidity Concerns: Low current assets (£4,100) compared to current liabilities (£21,016) imply potential cash flow difficulties that could impair operational continuity.
• Operational Stability: The company has zero employees and no reported turnover or profit reserves, consistent with being a very early-stage entity with limited trading history, which raises questions about sustainable business operations at this stage.

3. Positive Indicators:

• Compliance: The company is active and up to date with its statutory filings, including accounts and confirmation statements, with no overdue filings or penalties reported.
• Clear Control Structure: Ownership and control are consolidated under a single director and significant shareholder, which can facilitate swift decision-making.
• Industry Focus: Operating in the real estate agency sector (SIC 68310) with an active website presence suggests an intention to develop market presence.

4. Due Diligence Notes:

• Verify the nature and timing of liabilities to understand whether they are short-term debts or possibly owner loans and their repayment terms.
• Investigate the business plan and revenue projections since the company is newly incorporated with no employees and negative equity, to assess likelihood of achieving operational sustainability.
• Review any additional off-balance-sheet commitments or contingent liabilities not captured in the micro-entity accounts.
• Confirm the director’s financial backing or plans to inject further capital to cover working capital deficits.