PAUL-BOGDAN TRANS LTD

Executive Summary

PAUL-BOGDAN TRANS LTD is an active micro-entity in freight transport with minimal operating history and very limited financial resources. The company lacks tangible assets and working capital, making it unable to support credit at this stage. Close monitoring of financial development and cash flow improvements is essential before reconsidering credit exposure.

PAUL-BOGDAN TRANS LTD - Analysis Report

Company Number: 14666199

Analysis Date: 2025-07-29 17:43 UTC

1. Credit Opinion: DECLINE
   PAUL-BOGDAN TRANS LTD is a newly incorporated micro-entity with very limited financial history. Its turnover for the first accounting period is only £23,780 with no reported assets or liabilities, and no cash or working capital reported. The company has no tangible or current assets to support its operations or service any debt. Given the lack of financial depth, this entity currently does not demonstrate the capacity to take on or repay credit facilities. The single director and sole shareholder controls the company fully, which concentrates risk and limits external governance.

2. Financial Strength:
   The balance sheet is effectively nil with £0 reported for fixed assets, current assets, liabilities, and shareholders’ funds. This indicates no financial buffer or capital reserves. The company is at a very early stage with minimal operating scale and no tangible net assets. The absence of working capital or cash reserves is a concern for financial resilience.

3. Cash Flow Assessment:
   No current assets or liabilities are recorded, suggesting a lack of liquidity. The micro-entity does not hold cash or receivables and has no reported payables. This implies cash flow is either negligible or highly constrained, raising concerns about the company’s ability to manage day-to-day operational expenses or service any credit extended.

4. Monitoring Points:

• Track future turnover growth and diversification of income sources.
• Monitor cash generation and working capital improvements in subsequent accounts.
• Observe any changes in debt profile or new financing arrangements.
• Assess director actions for financial stewardship as business scale evolves.
• Watch for timely compliance with filing deadlines and any changes in company status.