P&C TECH CONSULTANTS LIMITED

Executive Summary

P&C Tech Consultants Limited is a micro-sized IT consultancy operating in a competitive and fast-evolving UK market. Despite its lean structure, recent financial data reveal significant liabilities and negative net assets, indicating potential liquidity and solvency challenges uncommon among healthy small consultancies. To improve its competitive standing, the company will need to strengthen its financial base and adapt strategically to sector trends emphasizing digital transformation and technological agility.

P&C TECH CONSULTANTS LIMITED - Analysis Report

Company Number: 12935977

Analysis Date: 2025-07-19 12:34 UTC

1. Industry Classification

P&C Tech Consultants Limited operates primarily under SIC code 62020, which corresponds to Information Technology Consultancy Activities. This sector encompasses companies providing expert advice and guidance on IT strategy, system integration, software implementation, and related consultancy services. The UK IT consultancy sector is characterised by rapid technological change, high competition, and a growing demand for digital transformation solutions across industries.

2. Relative Performance

As a micro-entity with only three employees, P&C Tech Consultants Limited is a very small player within the UK IT consultancy industry, which includes a broad range of companies from freelancers and small consultancies to large multinational firms. The company’s financial position as of the 2024 year-end shows a significant deterioration compared to previous years. Net current assets dropped sharply from £1,085 in 2023 to just £133 in 2024, and more notably, there is a reported creditor balance due after one year of £42,405, leading to negative total net assets of £42,272. This indicates increased liabilities and potential financial stress. Such financial metrics are well below typical benchmarks for successful small consultancies, which usually maintain positive working capital and net assets to support ongoing operations.

3. Sector Trends Impact

The IT consultancy sector in the UK has been generally buoyant given the increasing importance of digital transformation, cloud computing, cybersecurity, and data analytics. However, smaller consultancies face pressures from larger firms with more resources and from rapidly evolving client demands requiring continuous investment in skills and technology. Economic uncertainties and supply chain disruptions may also impact client budgets and payment cycles, potentially contributing to liquidity constraints for micro businesses like P&C Tech Consultants Limited. Furthermore, the shift to remote consultancy services and the adoption of AI-driven tools require agility and capital, which may challenge micro-entities with limited financial buffers.

4. Competitive Positioning

Strengths:

• The company benefits from a very lean operational structure (3 employees), which can enable lower fixed costs and flexibility.
• Having two directors with significant control suggests focused management decision-making.

Weaknesses:

• The steep increase in long-term creditors and erosion of net assets signal potential solvency risks.
• Limited scale and financial resources restrict the ability to invest in new technologies or market expansion.
• Compared to typical sector competitors—even other micro or small-sized consultancies—its financial position is precarious, which could hinder new client acquisition and retention.
• The absence of detailed revenue or profit figures and a micro-entity filing status limit transparency and may reduce credibility with larger clients.

Overall, P&C Tech Consultants Limited appears to be a niche, small-scale player in a highly competitive and dynamic sector. Its current financial indicators suggest operational challenges that could impede growth unless addressed through capital restructuring, strategic partnerships, or niche specialization.