PD PRACTICE LIMITED

Executive Summary

PD Practice Limited is a recently formed dormant micro-entity with negligible assets and no trading history, presenting a high credit risk at this stage. Without operational cash flows or financial performance, the company is not currently suitable for credit extension. Credit reconsideration is recommended only after the company files trading accounts showing positive financial indicators.

PD PRACTICE LIMITED - Analysis Report

Company Number: 15239874

Analysis Date: 2025-07-20 16:50 UTC

1. Credit Opinion: DECLINE. PD Practice Limited is a newly incorporated dormant company with minimal financial activity and negligible assets (£100). There is no trading history or revenue data to support repayment capacity. The company’s micro-entity status and dormant filing indicate no operational cash flows. As such, extending credit would carry an unacceptably high risk without further evidence of trading performance or financial strength.

2. Financial Strength: The balance sheet shows total net assets of only £100, consisting entirely of current assets with no fixed assets or meaningful working capital. Current liabilities are negligible or non-existent. The company has no accumulated reserves or profit history, reflecting its dormant status. Overall financial strength is extremely weak and offers no cushion against any liabilities or operational costs.

3. Cash Flow Assessment: There is no evidence of operating cash flows or liquidity beyond a nominal £100 in current assets. With no trading activity, the company’s ability to generate cash inflows to meet obligations is unproven. Working capital is minimal and insufficient to support business operations or service any debt.

4. Monitoring Points:

• Monitor for the company’s first trading accounts and P&L statements once it moves out of dormant status.
• Review any future filings for revenue generation, profitability, and cash flow statements.
• Watch for changes in directors or any new financial commitments.
• Assess creditworthiness once the company demonstrates sustainable trading and positive net cash flows.