Company Number: 14836167

Analysis Date: 2025-07-29 15:30 UTC

1. Risk Rating: HIGH
   The company shows significant negative net assets and net current liabilities shortly after incorporation, indicating an immediate solvency risk. The micro-entity classification and very recent incorporation limit financial history for a more balanced assessment, but current figures indicate financial distress.

2. Key Concerns:

• Negative Net Assets (£-59,596): The company’s liabilities exceed its assets, which suggests insolvency at the balance sheet date.
• Severe Working Capital Deficit (Net Current Assets £-490,330): Current liabilities vastly exceed current assets, indicating potential liquidity issues and difficulties meeting short-term obligations.
• Accruals and Deferred Income (£43,800): Represents liabilities not yet paid; combined with other short-term payables, this heightens risk of cash flow constraints.

3. Positive Indicators:

• Fixed Assets of £474,534: Substantial investment in long-term assets may represent valuable property holdings consistent with the business’s SIC classification (buying and selling own real estate).
• No Overdue Filings: The company is compliant with filing deadlines for accounts and confirmation statements, indicating good administrative governance.
• Experienced Directors and PSCs: The presence of multiple directors and persons with significant control may provide operational expertise and oversight.

4. Due Diligence Notes:

• Review the nature and valuation of fixed assets to verify if they are realizable at or near book value.
• Examine cash flow statements and any short-term financing facilities or shareholder loans supporting liquidity.
• Investigate reasons for large current liabilities and accruals, including any contingent liabilities or related party transactions.
• Assess business plan and capital structure to understand how the company intends to resolve its negative net asset position.
• Confirm if any director or shareholder loans exist, as these might underpin current financing and solvency.
• Consider the impact of the company’s recent incorporation on financial trends and operational viability.