PEARLS OF OASIS LTD

Executive Summary

Pearls of Oasis Ltd is a dormant entity with no trading history, negligible financial resources, and no capacity to service credit. Given its inactivity and minimal financial footprint, it is unsuitable for credit facilities at this time. Credit should be declined unless future filings demonstrate operational and financial improvements.

PEARLS OF OASIS LTD - Analysis Report

Company Number: 13114121

Analysis Date: 2025-07-19 12:42 UTC

1. Credit Opinion: DECLINE. Pearls of Oasis Ltd is a dormant company with no trading activity or financial data indicating revenue generation or operational cash flow. The minimal balance sheet size (£2 net assets) and lack of financial history beyond share capital contribution show no capacity to service debt or meet financial obligations. There is no evidence of growth, profitability, or business resilience, making credit extension unfeasible.

2. Financial Strength: The company’s balance sheet is extremely limited, holding only £2 in cash and net assets, representing the nominal share capital. There are no fixed or current assets, no liabilities, and no retained earnings or reserves. This indicates no financial substance or operational assets to support business activities or collateral for credit.

3. Cash Flow Assessment: Cash flow is effectively nonexistent as the company has not traded and holds only £2 cash. There is no working capital, no debtors or stock, and therefore no liquidity to meet any financial commitments. The company is reliant solely on capital injections or external funding, with no internal cash generation.

4. Monitoring Points:

• Monitor any changes in company trading status from dormant to active.
• Watch for filing of trading accounts indicating revenue and profitability.
• Assess director changes or injection of assets that could improve financial position.
• Review any new credit applications only after evidence of trading and cash flow.