PEBBLEBED LTD

Executive Summary

PEBBLEBED LTD is a newly incorporated micro-entity with minimal financial activity and a small positive net asset position. The company is compliant with filing requirements and shows no immediate solvency or liquidity concerns, but limited operational data constrains a full risk assessment. Continued monitoring of financial performance and operational developments is recommended to better understand its sustainability and risk profile.

PEBBLEBED LTD - Analysis Report

Company Number: 15111954

Analysis Date: 2025-07-29 20:31 UTC

1. Risk Rating: LOW
   The company is newly incorporated and currently has minimal financial activity, with a small positive net asset position and no liabilities reported. There are no overdue filings or compliance issues, which supports a low immediate risk profile.

2. Key Concerns:

• Limited financial history: As the company was incorporated in September 2023 and has only filed its first micro-entity accounts, there is insufficient financial data to assess longer-term stability or operational performance.
• Minimal asset base: Current assets of £1,398 with no fixed assets and no liabilities suggest limited operating capacity or capital resources at this early stage.
• No employees: With zero employees reported, operational activity may be limited or reliant on directors or contractors, which could affect scalability and sustainability.

3. Positive Indicators:

• Compliance: All statutory filings (accounts and confirmation statements) are up to date with no overdue penalties or filings, indicating good governance and regulatory compliance.
• Ownership and control clarity: The two directors and persons of significant control are clearly identified and appear to be aligned, reducing governance complexity.
• No liabilities: The absence of current or long-term liabilities reduces immediate solvency risk.

4. Due Diligence Notes:

• Review business plan and funding sources to evaluate operational sustainability given the minimal asset base and no employees.
• Monitor future financial filings for revenue generation, cash flow status, and any emerging liabilities to assess solvency trends.
• Confirm director backgrounds beyond publicly available data to rule out any adverse conduct or disqualification records.
• Investigate the nature of the IT services offered (SIC 62090) and market positioning to understand growth potential.