PECEPTA LTD

Executive Summary

PECEPTA LTD is a newly formed micro-entity with a stable but very limited financial base, showing healthy initial capital but no operational activity yet. The company is in a fragile early stage typical of startups without revenue or employees but has no signs of financial distress. Strengthening revenue generation and governance stability will be key for future financial health and growth.

PECEPTA LTD - Analysis Report

Company Number: 15053161

Analysis Date: 2025-07-29 20:22 UTC

Certainly, I have conducted a comprehensive financial health assessment for PECEPTA LTD based on the available financial and company information.

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1. Financial Health Score: C

Explanation:
As a newly incorporated micro-entity with a very limited financial footprint, PECEPTA LTD currently holds minimal assets (£1,985) and no liabilities. The financial position is stable but extremely nascent, with no operational scale or revenue data yet. The "C" grade reflects a company in early-stage development with a need to build financial strength and operational activity.

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2. Key Vital Signs:

Vital Sign	Value	Interpretation
Current Assets	£1,985	Indicates available short-term resources; very modest cash or receivables for operations.
Net Current Assets	£1,985	Positive working capital but very limited scale; no short-term liquidity issues detected.
Net Assets (Shareholders' Funds)	£1,985	Equity capital invested by owners; reflects initial funding and no accumulated profits/losses.
Number of Employees	0	No current staff; likely pre-revenue or early development phase.
Company Age	~1 year	Newly incorporated, indicating early stage without operational history.
Directors & Control	Two directors with equal control; one resigned recently	Stable governance but recent director resignation may require monitoring.
Industry	IT consultancy (SIC 62020)	Sector with growth potential but highly competitive.
Filing Status	Up to date	Compliance with filing deadlines indicates good administrative health.

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3. Diagnosis: Financial and Business Health

PECEPTA LTD is in the initial incubation phase, akin to a patient who has just undergone initial tests but has not yet begun active treatment. The financial "vital signs" show no distress: the company is solvent with positive net assets and no liabilities, representing a healthy but very fragile financial state.

The absence of operating income, employees, and detailed profit & loss data suggests that the company is either pre-revenue or in the setup phase. This is typical for a micro-entity newly formed for IT consultancy activities, where initial investments are low, and the business model is still being developed.

The resignation of one director within the first year is noteworthy; while not necessarily a symptom of financial distress, it should be monitored as part of governance stability. The equal shareholding and control by the two current/previous directors indicate clear ownership, which is positive for decision-making agility.

Overall, the company shows no symptoms of financial distress but remains in a fragile state due to its infancy and minimal operational scale.

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4. Recommendations:

To improve the financial wellness and position of PECEPTA LTD, I recommend the following:

1. Build Revenue Streams:
   Focus on acquiring clients and generating consulting income to strengthen cash flow and build retained earnings.

2. Increase Working Capital:
   Consider additional equity injection or short-term financing to support operational expenses as the business scales.

3. Monitor Governance:
   Ensure stable director structure and clear communication among shareholders to prevent operational disruption.

4. Implement Financial Controls Early:
   Even as a micro-entity, maintain robust accounting and budgeting practices to track cash flow and profitability from the outset.

5. Plan for Growth:
   As the company gains traction, prepare to transition from micro-entity accounts to more detailed financial reporting to attract investors or lenders.

6. Maintain Compliance:
   Continue timely filing of accounts and confirmation statements to avoid penalties and maintain good standing.

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