PERFECT SOLUTION 4 HOUSE LTD

Executive Summary

Perfect Solution 4 House Ltd shows an improving financial position with positive net current assets and steady growth in net assets. The company appears capable of meeting short-term obligations and managing credit risk effectively. Continued monitoring of working capital and liabilities is advised given the business’s small scale and growth phase.

PERFECT SOLUTION 4 HOUSE LTD - Analysis Report

Company Number: 12636701

Analysis Date: 2025-07-20 15:48 UTC

1. Credit Opinion: APPROVE
   Perfect Solution 4 House Ltd demonstrates improving financial health and positive net current assets, indicating capacity to meet short-term obligations. The company shows steady growth in net assets over the last two years without overdue filings or director concerns. The director’s experience as a builder aligns with the construction business, supporting operational capability. Given current micro-entity scale and modest liabilities, the risk profile is low for typical credit facilities.

2. Financial Strength
   The balance sheet reveals net assets increased from £9,071 in 2023 to £13,667 in 2024, reflecting retained earnings or improved working capital. Current assets rose significantly from £14,328 to £39,990, while current liabilities increased but remain well covered. Shareholder funds mirror net assets, showing no external equity or complex financing. The company operates with minimal fixed assets but sufficient liquidity for a micro construction business.

3. Cash Flow Assessment
   Net current assets of £13,667 indicate positive working capital, which provides a buffer to cover short-term debts (£26,323 current liabilities vs. £39,990 current assets). The increase in current liabilities is proportionate to expanding business activity. Although detailed cash flow statements are unavailable, the growth in net current assets and absence of overdue payments suggest adequate cash management and operating cash flow to service debt commitments.

4. Monitoring Points

• Monitor current liabilities relative to current assets to ensure working capital remains positive as the business grows.
• Watch for any significant rise in debt or delayed payments that might strain liquidity.
• Review future filings for sustained profitability or any unusual financial transactions.
• Maintain oversight on director credit history or any adverse changes in company status.