PERSEVERA AI LTD

Executive Summary

PERSEVERA AI LTD is a newly formed micro-entity with a modest financial position but no current solvency or compliance concerns. The company’s limited operating history and low asset base warrant ongoing monitoring to assess operational sustainability and growth potential. Current filings and governance appear sound for a company of this scale and age.

PERSEVERA AI LTD - Analysis Report

Company Number: 15157026

Analysis Date: 2025-07-29 18:35 UTC

1. Risk Rating: LOW

The company is newly incorporated with a small asset base but demonstrates positive net current assets and no overdue filings. It operates as a micro-entity with minimal liabilities and a single director/shareholder, indicating straightforward governance. There are no signs of insolvency or regulatory non-compliance at this stage.

2. Key Concerns:

• Limited Financial History and Scale: Being incorporated in September 2023 and filing its first accounts for a 13-month period means very limited financial track record or operational performance data exist to assess sustainability or growth prospects.
• Modest Net Assets and Working Capital: With net current assets of approximately £2,158, the company has very limited financial buffer to absorb unexpected costs or delays in cash flow.
• Single Director and Shareholder Control: Full ownership and control by one individual may heighten governance risks and reduce checks and balances, although this is common in micro-entities.

3. Positive Indicators:

• Current Financial Position: Positive net current assets and no overdue filings indicate adequate short-term solvency and compliance.
• Compliance and Timeliness: All statutory filings (accounts and confirmation statement) are up to date, showing good regulatory adherence.
• Clear Ownership and Control: Ownership and directorship by one individual simplifies accountability and decision-making.

4. Due Diligence Notes:

• Review Business Plan and Cash Flow Projections: Given the limited financial data, understanding the company’s planned revenue streams, capital requirements, and cash flow management is critical.
• Assess Director’s Background and Capability: Confirm the director’s experience in IT consultancy and capacity to grow the business sustainably.
• Monitor Future Filings and Financial Results: As the company grows, future accounts will be necessary to evaluate operational performance and financial health more comprehensively.