PETER HARRISON CAREERS LTD

Executive Summary

PETER HARRISON CAREERS LTD is a micro-entity with very minimal financial activity and negligible net assets, indicating a fragile yet stable condition with no immediate distress. The company operates at break-even with almost no working capital buffer and zero employees, suggesting very limited business operations. To improve financial health, focus should be on increasing revenue, managing costs, and building cash reserves to ensure sustainability and future growth.

PETER HARRISON CAREERS LTD - Analysis Report

Company Number: 13555528

Analysis Date: 2025-07-29 20:52 UTC

Financial Health Assessment – PETER HARRISON CAREERS LTD

---

1. Financial Health Score: Grade D

Explanation:
The company shows extremely minimal financial activity and resources, with turnover consistently below £10,000 and net assets of only £1 over four financial years. While it is not in immediate distress or insolvency, the financial "vital signs" are very weak, indicating a fragile financial condition with little buffer or growth. This warrants a cautious outlook.

---

2. Key Vital Signs:

Metric	Latest Year (2023/24)	Interpretation
Turnover	£7,925	Very low; minimal business activity
Profit/Loss	£0	Break-even; no profitability or losses
Current Assets	£2,692	Very low cash/debtors; limited liquidity
Current Liabilities	£2,691	Almost equal to current assets; tight liquidity
Net Current Assets	£1	Effectively no working capital buffer
Net Assets (Equity)	£1	Minimal shareholder funds; no retained earnings
Employees	0	No staff, indicating sole proprietor or outsourced model

Interpretation:

• The company’s turnover is minimal and has slightly decreased over the years, indicating stagnant or declining business activity—akin to a patient with very low energy levels.
• The net current assets of £1 indicate the company just barely covers its short-term obligations, akin to a patient with just enough vital fluids to survive but no reserves for stress.
• No reported profits or losses suggest break-even operations but also no growth or accumulation of reserves.
• Zero employees points to a very lean or possibly inactive operational model.

---

3. Diagnosis:

The financial data reveals a business in a fragile state — operating at a minimal scale with no financial reserves. The company is not generating meaningful revenue nor profits, and its working capital position is effectively neutral. This is symptomatic of a "chronic low-activity" condition, where the company survives but is not thriving. The financial health is stable enough to avoid immediate distress but lacks the robustness needed for growth or to absorb shocks.

The company’s micro-entity status and exemption from audit reflect its very small scale, but the lack of growth or profitability over multiple years suggests limited commercial traction or possibly a dormant-like state despite active registration.

---

4. Recommendations:

To improve the financial wellness of PETER HARRISON CAREERS LTD, consider the following actions:

• Increase Revenue Generation: Explore new client acquisition, service diversification, or marketing to boost turnover. Like increasing a patient’s calorie intake to build strength, growing revenue is critical.
• Cost Management: Since the company operates at break-even, carefully monitor and control costs to avoid losses.
• Build Cash Reserves: Aim to increase net current assets to create a working capital buffer. This acts like building immunity against financial shocks.
• Operational Review: Evaluate if the current business model is viable or requires restructuring to improve profitability and sustainability.
• Seek Professional Advice: Given the fragile state, consulting a financial advisor or business mentor may help identify growth opportunities or efficiency improvements.
• Compliance and Reporting: Continue timely filing and compliance to avoid penalties and maintain good standing with regulators.

---