PFM CAD SOLUTIONS LIMITED

Executive Summary

PFM CAD SOLUTIONS LIMITED has demonstrated a financial turnaround to a positive net asset position in its latest year after previous deficits, reflecting improving solvency. Nonetheless, the company’s small scale and limited asset base present operational and liquidity risks that warrant further investigation. Maintaining compliance with filings is a positive sign, but governance concentration and business sustainability require closer scrutiny.

PFM CAD SOLUTIONS LIMITED - Analysis Report

Company Number: 13645233

Analysis Date: 2025-07-20 14:38 UTC

1. Risk Rating: MEDIUM
   PFM CAD SOLUTIONS LIMITED shows recent improvement in net assets and working capital, moving from a negative net asset position to a positive one within one year. However, the company remains very small with limited fixed assets and only one employee, indicating operational scale constraints. The modest positive net current assets suggest limited liquidity buffers.

2. Key Concerns:

• Historical negative net assets and net current liabilities in prior years indicate past solvency challenges that may have constrained operations.
• Very limited asset base and small scale (micro entity with only one employee) raise questions about operational sustainability and growth potential.
• Sole control by one director/shareholder concentrates decision-making risk and may affect governance robustness.

3. Positive Indicators:

• Latest financial year shows positive net current assets (£5,992) and net assets, indicating an improved financial position.
• Compliance with filing obligations is up to date, with no overdue accounts or confirmation statements, reducing regulatory risk.
• Continuous trading since incorporation in 2021 with consistent reporting suggests stable operational status.

4. Due Diligence Notes:

• Investigate the drivers behind the turnaround from negative to positive net assets in the latest financial year to assess sustainability of improvements.
• Review cash flow statements or management accounts (if available) to understand liquidity dynamics beyond balance sheet snapshots.
• Assess the impact of having a single director/shareholder on corporate governance and potential succession or continuity risks.