PHO 365 LIMITED

Executive Summary

PHO 365 LIMITED is currently dormant with negligible financial activity, reflected in minimal assets and no turnover. The company is compliant with statutory filings but has not yet commenced trading, resulting in a low financial health score. To improve its financial wellness, the company should focus on activating operations, building working capital, and implementing robust financial management aligned with its event catering business.

PHO 365 LIMITED - Analysis Report

Company Number: 13952740

Analysis Date: 2025-07-20 14:57 UTC

Financial Health Assessment for PHO 365 LIMITED

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1. Financial Health Score: Grade D

Explanation:
PHO 365 LIMITED is currently classified as a dormant company with minimal financial activity and nominal recorded assets (£2). The absence of operational turnover and negligible asset base indicate the company is at a very early or inactive stage of business lifecycle. While not in distress, the financial "vital signs" do not yet reflect a healthy or active trading condition, resulting in a below-average financial health grade.

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2. Key Vital Signs

Metric	Value	Interpretation
Account Category	Dormant	No significant financial transactions; company is inactive or not trading.
Net Current Assets	£2	Minimal working capital; practically no liquid resources.
Net Assets / Shareholders’ Funds	£2	Indicates negligible equity; essentially a shell with no operational capital.
Employees	0	No staff or directors recorded as employees, indicating no operational activity.
Filing Status	Up to date	No overdue accounts or confirmation statements; compliance with statutory filing requirements.
Directors / PSCs	Two directors, each controlling 25-50% shares and voting rights	Control concentrated but no operational impact visible yet.
Industry Classification	Event catering (SIC 56210)	Business intended for event catering, but no financial activity recorded yet.

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3. Diagnosis: What the Financial Data Reveals

Using a medical analogy, PHO 365 LIMITED currently presents symptoms akin to a patient in a dormant or resting state rather than an active, functioning organism. The company shows no signs of operational “heartbeat”—no employees, negligible assets, and no turnover or profit and loss data available. The "cash flow" is virtually non-existent, and the balance sheet is minimal, indicating the company has yet to commence meaningful trade or business activity.

This state is not necessarily pathological but reflects an early-stage or inactive status. The company is financially stable in the sense it is not showing liabilities or losses, but it is not yet demonstrating the vitality expected from an active business. The directors are maintaining statutory compliance, which is a good sign of governance discipline.

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4. Recommendations: Steps to Improve Financial Wellness

1. Activate Trading Operations:
   To improve financial health, the company needs to initiate trading activities aligned with its event catering classification. This would generate revenue, build assets, and develop positive cash flow—akin to stimulating the company’s metabolic processes.

2. Build Working Capital:
   Once trading begins, ensure sufficient working capital to manage day-to-day expenses. This is essential for liquidity and operational resilience, like maintaining a healthy blood flow.

3. Financial Record Keeping and Reporting:
   Maintain detailed accounting records to track revenues, costs, and profitability. Transitioning from dormant to active trading requires more comprehensive financial management.

4. Assess Market and Business Strategy:
   Evaluate the business model, customer acquisition plans, and competitive positioning in the event catering industry to ensure sustainable growth.

5. Consider External Funding if Needed:
   If capital is required for start-up costs or expansion, explore funding options such as loans, investor capital, or grants to strengthen financial viability.

6. Regular Financial Health Monitoring:
   Establish periodic financial reviews to monitor vital signs such as cash flow, profitability, and liquidity to detect early signs of financial distress or opportunity.

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