Company Number: 13133647

Analysis Date: 2025-07-20 17:47 UTC

1. Risk Rating: HIGH
   The company shows a net liability position (£-6,717) with creditor obligations beyond one year of £55,000, significantly exceeding current assets. This indicates solvency concerns and potential difficulties in meeting long-term obligations.

2. Key Concerns:

• Negative Net Assets: The company’s shareholders’ funds are negative, reflecting accumulated losses or deficits.
• Long-term Creditors: £55,000 due after more than one year, which exceeds the total current assets, implying leverage and potential cash flow strain.
• Micro-entity Status & Limited Disclosure: The company files under micro-entity provisions, providing limited financial detail, reducing transparency and increasing due diligence complexity.

3. Positive Indicators:

• Compliance: No overdue accounts or confirmation statement filings, indicating adherence to statutory requirements.
• Stable Directorship: The two directors have been in place since incorporation without indication of disqualification or governance issues.
• Industry Activity: Engaged in real estate management and trading, which can generate recurring income and asset value appreciation if managed prudently.

4. Due Diligence Notes:

• Investigate the nature and terms of the £55,000 long-term creditor liability, including repayment schedule and interest terms.
• Clarify the cause of negative net assets and any plans for recapitalization or operational turnaround.
• Review cash flow statements and any off-balance sheet commitments to assess liquidity risk more accurately.
• Understand the operational model and revenue streams given the low reported current assets and micro-entity filing status.
• Confirm no director disqualifications or related party transactions that could impact governance or financial stability.