PILVIA LTD

Executive Summary

PILVIA LTD is a newly formed micro-entity with a strong liquidity position and no immediate financial or compliance red flags. However, its early stage of development and concentrated ownership present typical startup risks that warrant further scrutiny of operational viability and governance. Overall, current data suggests a low risk profile for solvency and regulatory compliance.

PILVIA LTD - Analysis Report

Company Number: 14986947

Analysis Date: 2025-07-29 18:59 UTC

1. Risk Rating: LOW
   PILVIA LTD presents a low-risk profile at this early stage given its strong net current asset position relative to liabilities, absence of overdue filings, and no apparent financial distress indicators.

2. Key Concerns:

• Early Stage Business: Incorporated in July 2023, the company is in its infancy, which inherently carries operational and market risks that are not yet proven or mitigated.
• Limited Financial Data: As a micro-entity with only one year of financials and minimal fixed assets, the scope to assess longer-term sustainability or profitability is constrained.
• Single Shareholder Control: Mr. Samuel Felix Newman holds 75-100% shares and voting rights, concentrating control and potentially limiting governance diversity.

3. Positive Indicators:

• Strong Liquidity Position: Current assets of £27,439 with zero current liabilities indicate excellent short-term liquidity and no immediate solvency concerns.
• No Overdue Filings: Both accounts and confirmation statement are up to date, reflecting compliance with regulatory requirements.
• Minimal Operational Footprint: Only one employee and minimal fixed assets suggest low operating overheads, facilitating cash management and operational flexibility.

4. Due Diligence Notes:

• Business Model Viability: Investigate the company’s revenue generation model and contracts in the IT consultancy and software development sectors to assess sustainability.
• Cash Flow Analysis: Review detailed cash flow statements if available to confirm liquidity beyond balance sheet snapshots, particularly given early-stage cash burn risks.
• Governance Practices: Evaluate governance structures in place given sole shareholder/director control, including any plans for additional directors or external oversight.