PLUSUNA LTD

Executive Summary

PLUSUNA LTD exhibits a stable and healthy financial condition with strong liquidity and positive equity, typical for a micro-entity in its early years. The company shows no signs of financial distress, though monitoring working capital trends is advisable. With continued prudent management, PLUSUNA LTD is well positioned for sustainable growth.

PLUSUNA LTD - Analysis Report

Company Number: 13295233

Analysis Date: 2025-07-19 12:44 UTC

Financial Health Assessment Report for PLUSUNA LTD

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1. Financial Health Score: B

Explanation:
PLUSUNA LTD demonstrates a stable and sound financial position typical for a micro-entity in its early years of operation. The company maintains positive net current assets and shareholders' funds, indicating good liquidity and solvency. Minor declines in net current assets year-on-year suggest some caution but do not yet signal distress. Overall, the company is financially healthy but should monitor its working capital closely.

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2. Key Vital Signs

Metric	2024 (£)	Interpretation
Current Assets	4,405	Represents liquid resources (cash, receivables). Slight decrease from prior year but still adequate.
Current Liabilities	538	Short-term obligations due within a year. Relatively low, indicating manageable short-term debts.
Net Current Assets	3,867	Positive working capital, showing the company can cover short-term debts comfortably.
Shareholders' Funds	3,867	Equity capital remains positive—good indicator of solvency and retained earnings.
Share Capital	100	Nominal capital typical for micro-entities; equity build-up through retained profits.
Average Employees	0	No employees reported; likely owner-managed or consultancy model with subcontractors/contractors.

Interpretation of Vital Signs:
The "vital signs" indicate PLUSUNA LTD has a healthy liquidity position (positive net current assets) and a solid equity base. The current ratio (Current Assets ÷ Current Liabilities) is approximately 8.2 (4,405 ÷ 538), which is a very strong liquidity buffer, suggesting the company can easily meet its short-term obligations. The slight year-on-year decrease in net current assets is not alarming but worth monitoring.

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3. Diagnosis: Financial Condition Overview

PLUSUNA LTD exhibits the "symptoms" of a stable, low-risk business with healthy financial "vitals." Despite being a young company (incorporated 2021), it has maintained positive working capital and equity without incurring debt that threatens liquidity. The absence of employees may reflect a lean operational structure typical of management consultancy firms, which often rely on directors or contractors.

There are no "red flags" such as overdue filings, negative net assets, or significant liabilities. The company’s micro-entity filing status limits detailed disclosures, but within available data, financial health appears robust with no symptoms of distress like cash flow problems or solvency issues.

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4. Recommendations for Financial Wellness Improvement

• Maintain Working Capital Vigilance:
  Monitor current assets and liabilities regularly to avoid erosion of net current assets, especially as the business grows or invests in new projects.

• Build Cash Reserves:
  As a consultancy, cash flow can be variable; building a cash buffer will help manage operational cycles smoothly.

• Consider Growth Investments:
  With solid financial footing, the company might evaluate strategic investments or hiring to expand service capacity, mindful of preserving liquidity.

• Regular Financial Reviews:
  Conduct periodic financial health checks (quarterly or bi-annually) to catch early symptoms of financial strain.

• Ensure Timely Compliance:
  Continue to file accounts and confirmation statements by deadlines to avoid penalties or reputational risk.

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Medical Analogy Summary

PLUSUNA LTD’s financial "heartbeat" is steady with a strong pulse of liquidity and equity. The company shows no "symptoms of distress," such as negative working capital or overdue filings, which are common warning signs. The slight dip in net current assets is akin to a mild fluctuation in vital signs—not a cause for alarm but worthy of attention. With prudent financial "care," PLUSUNA LTD should continue on a healthy growth trajectory.

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