PM DATA LIMITED

Executive Summary

PM DATA LIMITED demonstrates a strong financial foundation for a newly incorporated micro-business, with positive net assets and working capital indicating healthy liquidity. While limited operational history constrains full assessment, the company shows no financial distress signs and is positioned well for cautious growth. Continued focus on profitability tracking and cash flow management will be key to sustaining financial wellness.

PM DATA LIMITED - Analysis Report

Company Number: 15349941

Analysis Date: 2025-07-29 18:13 UTC

Financial Health Assessment: PM DATA LIMITED

---

1. Financial Health Score: B

Explanation:
PM DATA LIMITED is a recently incorporated micro-entity showing a positive net asset position and net current assets, indicating a sound start with a healthy liquidity buffer. However, limited operational history and modest asset size temper the score to a "B" rather than an "A." The absence of profit and loss data limits insight into profitability and cash flow trends, critical for a higher rating.

---

2. Key Vital Signs

Metric	Value (£)	Interpretation
Current Assets	21,876	Cash and short-term receivables available to cover short-term debts; reflects liquidity strength.
Current Liabilities	11,975	Short-term debts due within a year; manageable relative to current assets.
Net Current Assets	9,901	Positive working capital, suggesting ability to meet immediate obligations comfortably.
Net Assets (Shareholders' Funds)	9,901	Equity base of the company; positive figure indicates no net indebtedness beyond assets.
Average Number of Employees	2	Small team size consistent with micro-entity status.
Account Category	Micro	Simplified reporting; typical for very small businesses.

Interpretation:
The company's vital signs show a "healthy cash flow" state regarding liquidity. Net current assets are positive, indicating no immediate "symptoms of distress" like liquidity crunch. The balance sheet is clean, with net assets equal to net current assets, implying no long-term liabilities or fixed assets recorded yet.

---

3. Diagnosis

PM DATA LIMITED presents as a financially stable micro-entity with a balance sheet free from debt overhang and positive working capital. Given its incorporation in December 2023 and first accounts ending March 2024, it is in the early stages of business development. The financial statements do not show long-term assets or liabilities, which is typical for a startup or consultancy firm with minimal capital expenditure.

The current financial snapshot reveals no signs of distress—no overleveraging, no liquidity issues, and a capital base consistent with initial shareholder investment. The "symptoms" here are those of a nascent business with sound foundations but lacking operational history to fully evaluate profitability or growth trends.

---

4. Recommendations

• Build Profitability Tracking: Begin maintaining detailed profit and loss records to monitor revenue growth and expense management. This will provide early detection of any operational "symptoms" like shrinking margins or rising costs.

• Cash Flow Management: Maintain the current positive working capital by carefully managing receivables and payables, ensuring the company continues to have "healthy cash flow" as it scales.

• Plan for Growth Assets: As the business expands, consider investing in fixed assets or technology infrastructure, which may strengthen operational capacity but require careful balance sheet management.

• Regular Financial Reviews: Conduct periodic financial health checks beyond statutory filings, focusing on cash flow forecasts, budget adherence, and emerging financial risks.

• Governance and Compliance: Ensure timely submission of annual accounts and confirmation statements to avoid penalties and maintain good standing with Companies House.

---