PM GEN LTD

Executive Summary

PM GEN LTD is a dormant private limited company with only nominal financial data and no trading history. The company’s lack of operational activity and cash flow means it cannot currently support credit facilities. Ongoing monitoring should focus on any transition to active trading and financial performance improvements before reconsidering credit exposure.

PM GEN LTD - Analysis Report

Company Number: 13191120

Analysis Date: 2025-07-20 12:04 UTC

1. Credit Opinion: DECLINE
   PM GEN LTD is a dormant company with no trading activity or financial transactions reported since incorporation. The filed accounts show minimal financial data limited to share capital and cash of £100 each year, with no revenues, profits, or liabilities. There is no demonstrated ability to generate cash flow or service debt, making it unsuitable for credit extension at this time.

2. Financial Strength:
   The balance sheet is nominal and static, reflecting a micro-entity status with only £100 in cash and share capital. Net assets equal shareholders’ funds of £100, indicating no operational assets or working capital. There is no financial substance or business scale to support credit risk.

3. Cash Flow Assessment:
   Cash balances remain at a negligible £100, indicating no liquidity beyond initial capital injection. The company has no current or fixed liabilities but also no operating cash inflows. The absence of trading activity means there is no cash flow to cover interest, principal repayment, or operational expenses.

4. Monitoring Points:

• Monitor for any change from dormant status to active trading, including revenue generation and expense patterns.
• Review any future filed accounts for evidence of financial activity and improvement in working capital.
• Watch for director changes or ownership shifts that could signal strategic restructuring or business development.