POLYMER RECORDS LIMITED

Executive Summary

Polymer Records Limited is a dormant private limited company with no trading history or financial activity beyond the nominal share capital. The company lacks operational cash flow and financial strength, making it unsuitable for credit extension at this time. Continued monitoring of future filings is recommended to detect any shift toward active trading.

POLYMER RECORDS LIMITED - Analysis Report

Company Number: 13787327

Analysis Date: 2025-07-20 16:38 UTC

1. Credit Opinion: DECLINE
   Polymer Records Limited has filed dormant accounts with minimal financial activity since incorporation in December 2021. The company shows only £2 in cash and net assets, indicating no operational business or revenue generation. There is no evidence of trading performance or cash flow to support servicing credit facilities. Given the lack of financial substance and activity, the company does not demonstrate the capacity to meet debt obligations or sustain business operations.

2. Financial Strength:
   The balance sheet is nominal, reflecting only the initial share capital (£2). No fixed or current assets, receivables, or liabilities beyond the negligible cash balance are reported. Shareholders’ funds mirror this minimal equity. The company qualifies as dormant under Companies House definitions, with no operating financial data to assess. This indicates an absence of financial strength or capital base to support any credit exposure.

3. Cash Flow Assessment:
   Reported cash balances are static and minimal (£2), with no indication of trading or cash inflows/outflows. Working capital and liquidity analysis are not applicable due to dormant status and lack of current assets or liabilities. There is no operating cash flow to evaluate, so liquidity risk is high if credit were extended.

4. Monitoring Points:

• Watch for any change from dormant to active trading status, including filing of trading accounts.
• Monitor the filing of subsequent annual accounts to detect any commencement of operations or financial activity.
• Review directors’ statements and credit references if the company applies for credit facilities in the future.
• Assess any material changes in shareholding or control structure that might impact financial strategy.