PRETTY INTERNATIONAL CO., LTD

Executive Summary

Pretty International Co., Ltd is a dormant start-up with no trading history and minimal financial data. Its current financial position reflects only initial share capital, with no operational cash flows to support credit risk assessment. Credit approval is not recommended until the company demonstrates consistent trading performance and liquidity generation.

PRETTY INTERNATIONAL CO., LTD - Analysis Report

Company Number: 15267660

Analysis Date: 2025-07-29 17:11 UTC

1. Credit Opinion: DECLINE
   Pretty International Co., Ltd is a newly incorporated dormant company with no trading activity to date. The absence of operating history, revenues, or expenses limits any meaningful assessment of its ability to service debt or meet commercial obligations. Its small equity base (£100,000 share capital) and dormant status mean it currently lacks cash flow from operations, which is critical for loan repayment. Without confirmed trading performance or financial track record, extending credit would carry high risk.

2. Financial Strength:
   The balance sheet shows a simple capital structure with £100,000 in cash and net assets equal to shareholders’ funds of £100,000. There are no liabilities, fixed assets, or working capital considerations since the company is dormant. While the net asset position is positive, it only reflects initial paid-in capital and no operating assets or reserves. This provides minimal cushion against future losses or financial stress.

3. Cash Flow Assessment:
   With no trading activity, there is no operational cash flow or working capital cycle to evaluate. The £100,000 cash balance represents initial funding but without revenue inflows or cost data, liquidity sustainability cannot be gauged. The company’s ability to generate cash internally or service external financing remains untested.

4. Monitoring Points:

• Commencement of trading and revenue generation
• Quarterly cash flow reports once active
• Profit and loss performance and margin trends
• Working capital management as the business scales
• Any changes in director or ownership structure
• Timely filing of statutory accounts and confirmation statements