PRINCIPIA ANALYTICA LTD

Executive Summary

Principia Analytica Ltd is currently a micro entity with minimal financial activity and a balance sheet solely consisting of nominal cash capital. Due to lack of operational scale, revenue, or profit data, it is not considered creditworthy for lending or credit facilities at this time. Close monitoring of future accounts and business developments is necessary to reassess credit potential.

PRINCIPIA ANALYTICA LTD - Analysis Report

Company Number: 13348250

Analysis Date: 2025-07-20 17:35 UTC

1. Credit Opinion: DECLINE
   Principia Analytica Ltd’s financial profile is extremely limited, showing only minimal cash assets (£100) and no liabilities or other operational assets. The company has no employees and minimal financial activity, with no indication of revenues or profitability. This suggests it is either dormant or inactive in a commercial sense and lacks capacity to service any meaningful debt or credit facility. The absence of an income statement and minimal balance sheet size precludes confidence in ongoing business viability or repayment ability.

2. Financial Strength:
   The balance sheet shows net assets of just £100, entirely composed of cash, with no fixed or other current assets. Shareholders’ funds equal this amount, indicating no retained earnings or reserves. The company’s size and scale classify it as micro, with negligible capital and no operational scale. This weak financial base implies very limited financial strength or buffer against any economic stress.

3. Cash Flow Assessment:
   Cash of £100 is the sole current asset and net current asset figure, implying zero working capital beyond this nominal amount. There is no evidence of cash inflows from operations, receivables, or inventory. The absence of employees and any significant assets suggests no meaningful cash flow generation or liquidity beyond the initial capital injection.

4. Monitoring Points:

• Any filing of full accounts including profit and loss data to assess operational progress.
• Changes in current assets or liabilities indicating trading activity or credit exposures.
• Director appointments or changes that might signal restructuring or new business activity.
• PSC disclosures or related party transactions that might affect financial stability.
• Confirmation statements and accounts compliance to ensure regulatory adherence.