Company Number: 13750131

Analysis Date: 2025-07-29 12:49 UTC

1. Risk Rating: LOW to MEDIUM
   The company demonstrates positive net current assets and net assets, indicating a solvent position at the balance sheet date. However, the small scale of operations and limited cash reserves relative to liabilities suggest some liquidity sensitivity.

2. Key Concerns:

• Liquidity Buffer: Cash decreased significantly from £13,751 in 2023 to £8,900 in 2024, which could constrain short-term operational flexibility.
• Director Loans: £1,000 owed to directors is relatively small but indicates some reliance on internal financing rather than external credit.
• Scale and Growth: The company remains very small with only 2 employees and modest fixed assets, which may limit operational scalability and resilience.

3. Positive Indicators:

• Solvency: Positive net current assets (£1,967) and net assets (£3,296) show the company’s ability to cover short-term liabilities and maintain equity.
• Timely Filings: Accounts and confirmation statements are up to date with no overdue filings, indicating good compliance and governance practices.
• Consistent Ownership and Management: Directors and shareholders are stable with clear control and no reported disqualifications or legal issues.

4. Due Diligence Notes:

• Investigate cash flow trends and working capital management to ensure liquidity risks remain controlled.
• Review the nature and terms of director loans to understand any contingent liabilities or repayment risks.
• Assess business model sustainability given the limited asset base and employee count, including client concentration and revenue streams.
• Confirm any contingent liabilities or off-balance-sheet risks not captured in the accounts.
• Verify if the company has any plans for scaling or investment that could impact financial stability.