PRUDENTIA CONSULTING LIMITED

Executive Summary

Prudentia Consulting Limited is a newly formed dormant company with no trading history or financial performance. The lack of assets, cash flow, and operational data precludes a positive credit assessment. Credit facilities are not recommended until the company demonstrates sustainable business activity and financial capacity.

PRUDENTIA CONSULTING LIMITED - Analysis Report

Company Number: 14736398

Analysis Date: 2025-07-29 14:33 UTC

1. Credit Opinion: DECLINE
   Prudentia Consulting Limited is a dormant company incorporated in March 2023, with minimal financial activity and no trading history. The latest accounts confirm dormancy, showing only £10 cash and net assets of £10, reflecting the nominal share capital. There is no evidence of revenue generation, profitability, or operational cash flows to support debt servicing. Given the absence of trading history and financial performance, extending credit at this stage carries unacceptable risk.

2. Financial Strength:
   The balance sheet is extremely limited, showing only nominal share capital and cash of £10. There are no assets, liabilities, or reserves, indicating no operational business activity. The net assets equal shareholder funds, consistent with a newly incorporated dormant entity. This provides no financial cushion or collateral value.

3. Cash Flow Assessment:
   Cash holdings are negligible (£10), and there are no current assets or liabilities reported. The company’s dormant status means it has not generated any operating cash flow or working capital. There is no liquidity to cover expenses or debt obligations.

4. Monitoring Points:

• Monitor for the filing of first active trading accounts after commencement of business operations.
• Watch for material changes in asset base, cash flow generation, and profitability upon trading start.
• Review director statements or business plans indicating commencement of revenue-generating activities.
• Track any changes in company status or director appointments that may affect credit risk.