Company Number: 14368162

Analysis Date: 2025-07-29 14:52 UTC

Financial Health Assessment of PRZYBYLSKI CONSULTATIONS LTD

---

1. Financial Health Score: B+

Explanation:
The company demonstrates solid financial stability with a healthy net asset position and positive working capital. As a micro-entity in its early years, it maintains a strong liquidity position and consistent equity growth. However, the absence of a profit and loss account due to micro-entity reporting limits visibility on profitability and cash flow trends, which tempers the rating from an A to a B+.

---

2. Key Vital Signs

Metric	Value (2024)	Interpretation
Fixed Assets	£6,019	Stable long-term asset base, minimal depreciation
Current Assets	£77,512	Healthy cash/debtor position to cover short-term needs
Current Liabilities	£28,245	Manageable short-term debts
Net Current Assets (Working Capital)	£49,553	Strong liquidity buffer, “healthy cash flow” indicator
Net Assets / Shareholders' Funds	£55,572	Positive equity showing retained value and solvency
Employee Count	2	Small team, consistent with micro-entity status
Account Category	Micro	Simplified reporting reflects small scale
Filing Status	Up to date	No overdue filings, good compliance and governance

---

3. Diagnosis: Financial Health Overview

PRZYBYLSKI CONSULTATIONS LTD exhibits the "vital signs" of a financially sound micro-business. The company holds a robust liquidity position, indicated by net current assets of £49,553, which suggests it can comfortably meet short-term obligations without distress. The steady net assets growth from £53,110 to £55,572 over the past year points to retained earnings or capital injections, reinforcing solvency.

The company’s asset base is modest and stable, fitting the profile of a service-oriented research firm where fixed assets are minimal. The increase in employee count from 1 to 2 during the year may signal cautious growth or expansion of operations.

The absence of a profit and loss statement in the filings—common for micro-entities—means we cannot directly assess profitability or operational cash flow. However, the positive equity and working capital strongly imply no immediate symptoms of financial distress such as over-leverage or liquidity crunch.

The leadership structure includes two directors with shared control, suggesting focused governance. The company is compliant with all filing deadlines, indicating good administrative health.

---

4. Recommendations for Financial Wellness Improvement

• Enhance Profitability Transparency:
  Consider voluntarily preparing a basic profit and loss summary to better track and communicate operational performance, even if not legally required. This can aid internal decision-making and external stakeholder confidence.

• Cash Flow Monitoring:
  Implement regular cash flow forecasting to anticipate potential liquidity fluctuations, especially if business growth or hiring plans accelerate.

• Risk Management:
  Develop a contingency plan for unexpected liabilities or market changes, maintaining the "healthy cash flow" as a buffer against shocks.

• Growth Investment:
  With a solid equity base, evaluate the potential benefits of modest investment in technology or marketing to expand reach within the social sciences research sector.

• Governance and Compliance:
  Maintain rigorous compliance with filing deadlines and director duties to avoid any administrative or legal “symptoms” that could impair financial standing.

---