PSYCHE & REASON LTD.

Executive Summary

PSYCHE & REASON LTD. is a recently incorporated micro-entity with minimal financial resources and no operational infrastructure evident from the latest accounts. While compliant with filing obligations, the company currently presents a high risk profile due to its negligible capital and lack of trading history. Close monitoring and further due diligence on business plans and financial backing are recommended before considering investment exposure.

PSYCHE & REASON LTD. - Analysis Report

Company Number: 15112872

Analysis Date: 2025-07-20 14:27 UTC

1. Risk Rating: HIGH
   Given the extremely limited financial data, minimal assets (£150 in current assets), no fixed assets, no liabilities, and no employees, PSYCHE & REASON LTD. shows a very early-stage or dormant operational profile with negligible capital. The company’s ability to meet obligations is unproven, and its liquidity position is marginal.

2. Key Concerns:

• Insufficient Capital Base: Shareholders’ funds and net assets total only £150, indicating a very small financial cushion against liabilities or operational expenses.
• Lack of Operational Activity: No employees and no recorded fixed assets suggest no active trading or business infrastructure as of the latest accounts.
• Limited Financial History and Data: The company was incorporated recently (September 2023) and only one set of micro-entity accounts is available, providing minimal insight into its sustainability or growth prospects.

3. Positive Indicators:

• Compliance with Filing Requirements: Accounts and confirmation statements are filed on time, showing good governance in regulatory compliance.
• No Overdue Filings or Penalties: The company is current with filings, reducing regulatory risk.
• Clear Ownership and Control: The PSC and director information is transparent and consistent, with no red flags regarding director conduct or disqualifications.

4. Due Diligence Notes:

• Verify the nature of business activities since incorporation and assess any trading or contract evidence beyond the SIC code description.
• Confirm plans or capital injection schedules if the company intends to scale or commence significant operations.
• Review director Adebowale Omole’s background and financial capacity to support the company.
• Investigate any off-balance-sheet commitments or debts not reflected in the minimal accounts.
• Monitor future filings for evidence of operational development and financial stability.