Company Number: 15112872

Analysis Date: 2025-07-20 14:27 UTC

1. Risk Rating: HIGH
   Given the extremely limited financial data, minimal assets (£150 in current assets), no fixed assets, no liabilities, and no employees, PSYCHE & REASON LTD. shows a very early-stage or dormant operational profile with negligible capital. The company’s ability to meet obligations is unproven, and its liquidity position is marginal.

2. Key Concerns:

• Insufficient Capital Base: Shareholders’ funds and net assets total only £150, indicating a very small financial cushion against liabilities or operational expenses.
• Lack of Operational Activity: No employees and no recorded fixed assets suggest no active trading or business infrastructure as of the latest accounts.
• Limited Financial History and Data: The company was incorporated recently (September 2023) and only one set of micro-entity accounts is available, providing minimal insight into its sustainability or growth prospects.

3. Positive Indicators:

• Compliance with Filing Requirements: Accounts and confirmation statements are filed on time, showing good governance in regulatory compliance.
• No Overdue Filings or Penalties: The company is current with filings, reducing regulatory risk.
• Clear Ownership and Control: The PSC and director information is transparent and consistent, with no red flags regarding director conduct or disqualifications.

4. Due Diligence Notes:

• Verify the nature of business activities since incorporation and assess any trading or contract evidence beyond the SIC code description.
• Confirm plans or capital injection schedules if the company intends to scale or commence significant operations.
• Review director Adebowale Omole’s background and financial capacity to support the company.
• Investigate any off-balance-sheet commitments or debts not reflected in the minimal accounts.
• Monitor future filings for evidence of operational development and financial stability.