PUFFIN SOLUTIONS LIMITED

Bibby Financial Services Limited

SME INVOICE FINANCE LIMITED

Sme Invoice Finance Limited

By way of first fixed charge:-. (I) all freehold and leasehold land and buildings of the company both present and future including any land and buildings specified in section 3 of the schedule and all trade fixtures and fittings and all plant and machinery from time to time in or on any such land and buildings;. (Ii) all intellectual property now owned or at any time hereafter to be owned by the company.. Notification of addition to or amendment of charge.

SME INVOICE FINANCE LIMITED

HSBC INVOICE FINANCE (UK) LTD (THE SECURITY HOLDER)

FIXED CHARGE ON PURCHASED DEBTS WHICH FAIL TO VEST

HSBC INVOICE FINANCE (UK) LTD (THE SECURITY HOLDER)

FLOATING CHARGE (ALL ASSETS)