PYRAMID VIEW CONSULTING LTD

Executive Summary

Pyramid View Consulting Ltd presents a financially stable profile with growing net assets and compliance in filings, but marked by a significant reduction in cash reserves and a large debtor balance that warrant further review. The company's low liabilities and steady equity growth support a low solvency risk, although liquidity management should be scrutinized to ensure operational resilience. Overall, the company appears well-managed with no immediate regulatory concerns.

PYRAMID VIEW CONSULTING LTD - Analysis Report

Company Number: 12927312

Analysis Date: 2025-07-29 12:51 UTC

1. Risk Rating: LOW
   The company demonstrates strong net current assets relative to liabilities, consistent positive net assets growth since incorporation, and compliance with filing requirements. The absence of audit exemptions is appropriate for its size, and no overdue filings or director disqualifications are noted.

2. Key Concerns:

• Significant reduction in cash reserves from £28,493 (2022) to £2,147 (2023) may indicate liquidity pressure or changes in working capital management that require monitoring.
• The debtor balance of £11,821 at year-end represents a high proportion of current assets and potential collection risk if not timely converted to cash.
• Very minimal share capital (£1) and small asset base may limit financial flexibility to absorb unexpected shocks or fund growth.

3. Positive Indicators:

• Net current assets and shareholders’ funds have increased steadily from £2,476 in 2020 to £14,974 in 2023, demonstrating balance sheet strengthening.
• Current liabilities are negligible (£2) as of 2023, suggesting low short-term debt obligations.
• The company is up to date with accounts and confirmation statement filings, indicating good regulatory compliance and governance.
• Directors are experienced consultants with no reported disqualifications and have maintained stable control.

4. Due Diligence Notes:

• Investigate the cause of the sharp decline in cash balances between 2022 and 2023 and assess cash flow forecasts to ensure ongoing liquidity sufficiency.
• Review debtor aging and credit policies to evaluate the risk of non-collection or delay impacting cash flows.
• Confirm revenue trends and profitability given the absence of income statement filing and limited disclosed turnover data.
• Assess the company’s business model sustainability and client concentration given its industry codes (market research and transportation support activities) and small employee base.
• Validate related party transactions or director loans, if any, given the low share capital and high reserves.