QA BUSINESS SOLUTIONS LIMITED

Executive Summary

QA Business Solutions Limited’s financial profile reveals ongoing net current liabilities and negative equity, indicating weak financial health and limited capacity to meet debt obligations. The company’s micro size, lack of employees, and minimal current assets highlight significant liquidity risks. Based on current data, the credit risk is high and approval for new credit facilities is not recommended without substantial improvement in financial position or external support.

QA BUSINESS SOLUTIONS LIMITED - Analysis Report

Company Number: 12645162

Analysis Date: 2025-07-20 15:11 UTC

1. Credit Opinion: DECLINE. QA Business Solutions Limited demonstrates persistent net current liabilities and negative shareholders’ funds over multiple years, signaling ongoing financial distress. The company’s micro-entity status and minimal share capital (£4) combined with no employees and negligible current assets (£177) severely limit its ability to service debt obligations or absorb financial shocks. The absence of operational scale or positive cash flow indicators raises significant concerns regarding debt repayment capacity.

2. Financial Strength: The balance sheet shows a deteriorating position with net current liabilities worsening from £138 in 2023 to £660 in 2024, indicating increased short-term obligations beyond readily available current assets. Shareholders’ funds are negative and deteriorating, reflecting accumulated losses or persistent deficits. Total assets less current liabilities stand at negative £660 as of June 2024, evidencing insufficient asset backing. There are no fixed assets or long-term investments disclosed, further weakening financial stability.

3. Cash Flow Assessment: Current assets are minimal and static (£177), with no reported cash or equivalents detailed, and current liabilities more than quadrupling from £315 in 2023 to £837 in 2024. This results in a working capital deficit, implying liquidity strain and insufficient short-term resources to meet liabilities as they fall due. The company’s lack of employees and presumably limited operations suggest minimal revenue generation, with no indication of positive cash flow or external funding.

4. Monitoring Points:

• Continued deterioration in net current assets and shareholders’ funds.
• Any changes in current liabilities structure or repayment arrangements.
• Director’s plans for capital injection or operational restructuring.
• Timely filing of accounts and confirmation statements to track compliance.
• Evidence of improved cash flow or new contracts that could enhance revenue and liquidity.