Company Number: 14863751

Analysis Date: 2025-07-20 17:37 UTC

1. Credit Opinion: DECLINE
   Qualityarc Limited is a newly incorporated private limited company with dormant status and minimal financial activity. The company has only £100 in current assets and net assets, indicating no operational scale or trading history to support debt servicing capability. The absence of revenue, profit, or cash flow data and the micro-entity filing status reflect a lack of financial substance. The single director and sole shareholder control limit diversity in management oversight but do not provide evidence of financial strength or experience. Given its dormant status and negligible financial footprint, there is insufficient basis to extend credit at this time.

2. Financial Strength:
   The balance sheet shows only £100 in current assets and net assets, with no fixed assets or liabilities recorded. This suggests the company has no tangible resources or capital base. The micro-entity accounts confirm minimal operational activity. The company’s financial position is effectively non-existent, representing a start-up or holding entity without trading history or equity buffer.

3. Cash Flow Assessment:
   No cash flow or profit & loss data is available due to dormant status. Working capital is minimal at £100, reflecting no meaningful liquidity or ability to cover expenses or debt obligations. There is no evidence of cash generation or operational cash inflows, posing a material risk to any credit exposure.

4. Monitoring Points:

• Monitor the company’s transition from dormant to active trading status, including revenue generation and profitability.
• Review future filed accounts for evidence of asset acquisition, liabilities incurred, or cash flow improvements.
• Observe director changes or any PSC alterations that may indicate shifts in management or control.
• Track timely submission of accounts and confirmation statements to avoid compliance risks.