QUANTA-DOC LTD

Executive Summary

Quanta-Doc Ltd is a dormant, newly formed company with no trading history or financial substance beyond nominal share capital. Its lack of operating cash flows and assets means it currently cannot support any credit facility. Credit approval is declined at this stage, with recommendation to reassess upon demonstration of trading activity and financial performance.

QUANTA-DOC LTD - Analysis Report

Company Number: 14554542

Analysis Date: 2025-07-20 11:13 UTC

1. Credit Opinion: DECLINE
   Quanta-Doc Ltd is a very recently incorporated company (Dec 2022) classified as dormant with minimal financial activity and extremely limited financial data. The latest accounts show only £1 in cash and net assets, indicating no trading or operational income. There is no track record of revenue, profit, or cash flow generation, which prevents any meaningful assessment of its ability to service debt or meet credit obligations. The absence of financial performance data and trading history poses a high risk from a credit perspective.

2. Financial Strength:
   The balance sheet as at 31 December 2023 reports net assets and shareholder funds of only £1, reflecting that the company has yet to commence substantive operations. With no recorded current assets or liabilities beyond the nominal share capital, the financial position is effectively non-existent. This lack of financial substance means the company has no buffer or reserves to absorb losses or provide collateral security.

3. Cash Flow Assessment:
   Cash on hand is reported as £1, indicating no liquidity or working capital. The company’s dormant status confirms it has not engaged in trading activities, so there are no cash inflows or outflows to analyze. Therefore, it cannot demonstrate any capacity to generate operational cash flows necessary for debt servicing or working capital management.

4. Monitoring Points:

• Monitor the filing of the next set of accounts for evidence of trading activity and financial performance.
• Watch for increases in assets, revenues, or cash flows indicating commencement of business operations.
• Review any new credit applications only once a consistent trading and cash flow history is established.
• Keep track of director appointments or changes in ownership control that may affect governance or credit risk.