Company Number: 14459529

Analysis Date: 2025-07-29 12:42 UTC

1. Risk Rating: LOW
   Quantum Stone UK Ltd demonstrates a sound financial position for its early stage, with positive net current assets and net assets. The company has no overdue filings and shows no indications of financial distress in the latest accounts.

2. Key Concerns:

• Limited operating history (incorporated November 2022) means financial trends and stability cannot yet be fully assessed.
• Substantial trade creditors (£247k) relative to cash (£119k) may imply tight payment terms or working capital management challenges.
• The company’s turnover and profitability figures are not disclosed in the extracted data, limiting assessment of operational cash flow sustainability.

3. Positive Indicators:

• Positive net current assets of £69,330 and net assets of £86,725 indicate solvency at the balance sheet date.
• Cash on hand of £119,081 provides a reasonable liquidity buffer against short-term liabilities.
• No overdue accounts or confirmation statement filings, which suggests good regulatory compliance and governance.
• Ownership and directorship consolidated under one individual (Mr Carl Michael Kimpton), which may facilitate agile decision-making in this early phase.

4. Due Diligence Notes:

• Review detailed turnover and profit & loss figures to assess revenue generation and operational profitability.
• Understand the nature and terms of trade creditors to evaluate liquidity risk and payment cycles.
• Confirm the director’s loan account balance and repayment terms to assess related party exposure.
• Monitor future filings for timely submission and financial trends as the company matures beyond its first year.
• Investigate market position and customer base given the wholesale trade classification to assess sustainability of business model.