Company Number: 13084462

Analysis Date: 2025-07-29 17:11 UTC

1. Risk Rating: LOW

The company demonstrates a sound financial position with increasing net assets and no current liabilities, indicating a low solvency risk. The absence of overdue filings and timely compliance suggests good regulatory discipline. Operationally, it maintains a stable, albeit small, workforce consistent with its micro-entity classification.

2. Key Concerns:

• Limited scale of operations reflected by micro-entity status and very modest fixed assets could constrain growth potential.
• Concentration risk with a single director and small share capital (£100) may expose governance vulnerabilities.
• Diverse SIC codes spanning real estate, financial intermediation, and IT consultancy may imply a lack of focused core business strategy, warranting clarity on revenue sources.

3. Positive Indicators:

• Strong liquidity position as shown by net current assets of £5,776 and zero current liabilities, suggesting ability to meet short-term obligations comfortably.
• Continuous growth in net assets from £1,116 in 2023 to £5,891 in 2024 signals improving financial health.
• No overdue statutory filings and clean compliance record, indicating good regulatory adherence.

4. Due Diligence Notes:

• Verify revenue streams and business model alignment given the multiple SIC codes, to assess operational sustainability.
• Review director’s background and associated parties due to the sole director structure.
• Examine detailed cash flow statements or management accounts if available to confirm liquidity beyond balance sheet snapshots.