R & P PROPERTY HOLDINGS LIMITED

Executive Summary

R & P PROPERTY HOLDINGS LIMITED is a recently incorporated dormant private limited company with no trading history and minimal net assets. The absence of financial activity and operational cash flows prevents assessment of creditworthiness for lending purposes. Credit exposure is not advisable until the company demonstrates active trading and financial viability.

R & P PROPERTY HOLDINGS LIMITED - Analysis Report

Company Number: 13109262

Analysis Date: 2025-07-20 11:35 UTC

1. Credit Opinion:
   DECLINE. R & P PROPERTY HOLDINGS LIMITED is currently a dormant company with no trading activity or financial transactions reported since incorporation in 2021. The latest filed accounts confirm minimal net assets (£100 share capital) and no income or expenditure. There is no evidence of operating cash flows or financial performance to support loan repayment capability. The absence of trading history and financial activity indicates no current ability to service debt or sustain credit exposure.

2. Financial Strength:
   The balance sheet is limited to share capital of £100 with net assets equal to this amount, reflecting no operational assets or liabilities. No fixed or current assets are reported. The company’s dormant status means it has not generated revenue or incurred expenses, resulting in a negligible financial footprint and no equity growth over the years. This very thin balance sheet offers no cushion for financial stress or downturn.

3. Cash Flow Assessment:
   No cash flow data is available due to dormant status. The company likely has no working capital or liquid resources beyond the nominal share capital. Without active business operations, there is no indication of positive or negative cash flow trends. The lack of trading means no cash inflows to cover operational costs or debt servicing.

4. Monitoring Points:

• Monitor for any change in trading status or filing of full accounts indicating commencement of business activity.
• Review any future financial statements for evidence of revenue generation, profitability, and working capital management.
• Track director changes or any PSC updates that may signal strategic shifts.
• Watch for overdue filings or changes in company status that could impact credit risk.