Company Number: 13871759

Analysis Date: 2025-07-20 13:30 UTC

1. Risk Rating: LOW
   RA Joinery Ltd exhibits a low risk profile based on the available data. The company is active, compliant with filing deadlines, and shows positive net current assets and net assets that have increased year-on-year. There are no indications of insolvency or governance issues.

2. Key Concerns:

• Limited scale and financial data due to micro-entity status restrict in-depth analysis of profitability and cash flow trends.
• Modest net assets (£1,666 as of 31-Jan-2024) imply limited financial buffer against unexpected liabilities or downturns.
• Small employee base (average 2 employees) and narrow SIC code (joinery installation) suggest business might be sensitive to operational disruptions or market fluctuations.

3. Positive Indicators:

• Consistent filing of accounts and confirmation statements on time indicates good regulatory compliance.
• Improvement in net assets from £50 to £1,666 within two years suggests gradual financial strengthening.
• Ownership and control concentrated with a single director and significant shareholder (75-100%), which can facilitate swift decision-making and operational control.
• No overdue filings or outstanding legal or regulatory flags.

4. Due Diligence Notes:

• Obtain detailed profit and loss data to assess profitability, revenue trends, and cash flow sufficiency.
• Review contracts, customer base, and pipeline to evaluate operational sustainability in the joinery installation sector.
• Verify any contingent liabilities or off-balance sheet commitments not reflected in micro-entity accounts.
• Confirm director’s background and experience given sole control, to assess governance and management strength.