RA WRITERS FOR HIRE LTD

Executive Summary

RA Writers For Hire Ltd is a micro private limited company with a stable financial position and positive working capital, indicating low risk of solvency or liquidity issues. While the company is compliant with statutory filings and operationally active, the reduction in net assets and sole shareholder control warrant further review. Overall, the company presents low risk but limited scale and governance diversity are potential concerns for investors.

RA WRITERS FOR HIRE LTD - Analysis Report

Company Number: 13119988

Analysis Date: 2025-07-20 15:18 UTC

1. Risk Rating: LOW
   RA Writers For Hire Ltd demonstrates a stable financial position with consistent positive net assets and a healthy net current asset balance. The company is current with its filings, shows no signs of distress, and operates as a micro-entity with minimal liabilities.

2. Key Concerns:

• Declining Net Assets: Net assets decreased from £4,196 (2024) to £2,545 (2025), indicating a reduction in the company's equity base that merits monitoring.
• Limited Scale and Resources: As a micro-entity with only one director and minimal share capital (£1), the company may face constraints on growth and resilience against financial shocks.
• Single Shareholder Control: Complete ownership and control by one individual (Mrs. Rosalind Andrews) may raise concerns about governance diversity and succession risk.

3. Positive Indicators:

• Positive Working Capital: The company maintains positive net current assets (£3,025 in 2025), indicating sufficient short-term liquidity to meet its obligations.
• Up-to-Date Compliance: All statutory accounts and confirmation statements are filed on time, reflecting good governance and regulatory compliance.
• Consistent Operational Activity: The company has maintained operations since incorporation in 2021 with steady asset levels and ongoing service provision in a niche information services sector.

4. Due Diligence Notes:

• Investigate the causes behind the decline in net assets between 2024 and 2025, including any extraordinary expenses or reduced profitability.
• Review cash flow statements (if available) to confirm liquidity status beyond balance sheet snapshots.
• Assess the impact of full control by a single director/shareholder on operational decision-making and risk mitigation.
• Verify the robustness of the business model and client base given the small scale and sole employee/director status.
• Confirm no undisclosed related party transactions or contingent liabilities exist.