RADISHORE PROJECTS LIMITED

Executive Summary

Radishore Projects Ltd is a newly formed micro business with minimal financial resources and no significant trading history. Its current financial profile lacks the strength and liquidity to support credit facilities, resulting in a decline recommendation for lending. Close monitoring of future filings and operational development is advised before reconsidering credit exposure.

RADISHORE PROJECTS LIMITED - Analysis Report

Company Number: 14528054

Analysis Date: 2025-07-29 13:44 UTC

1. Credit Opinion: DECLINE
   Radishore Projects Ltd is a micro-sized, very recently incorporated management consultancy with minimal financial activity and an extremely limited asset base (£326 current assets, no liabilities). The net assets have decreased slightly from £360 to £326 over the last two years, showing no meaningful financial growth or operational scale. The company has no significant liabilities but also no material income or cash reserves, indicating an inability to service any credit facility or debt. The sole director and 100% shareholder provides control but no evidence of financial robustness or profitability. Given the lack of trading history, minimal working capital, and very limited financial strength, the company is not creditworthy for lending or commercial credit at this stage.

2. Financial Strength:
   The balance sheet is very thin with net assets of only £326 and no fixed assets. Current assets consist of a small cash or equivalent amount (£326 in 2024). Current liabilities are zero, which is positive, but the company has essentially no buffer to absorb financial shocks or fund operations beyond the immediate period. Shareholders' funds track net assets, confirming no external debt or equity injections beyond the initial capital. The company operates as a micro-entity under simplified reporting, limiting transparency into income or profitability. Overall, the financial position is fragile and provides no comfort for credit extension.

3. Cash Flow Assessment:
   Working capital is positive but negligible (£326 in 2024 vs £360 in 2023). The absence of current liabilities means there is no short-term financial pressure, but also no cash inflows from operations are evident. The company employs only one person (likely the director), which keeps costs low, but there is no indication of generating positive operational cash flow or sustainable revenues. The minimal cash balance restricts liquidity and the ability to meet unexpected expenses or grow operations.

4. Monitoring Points:

• Filing of full accounts when due in 2026 to assess operational performance and cash flow trends.
• Any material changes in current assets or liabilities indicating operational expansion or credit usage.
• Director changes or additional capital injections that might improve financial standing.
• Evidence of revenue generation or contract wins in management consultancy to support future creditworthiness.