Company Number: 13790668

Analysis Date: 2025-07-20 17:16 UTC

1. Risk Rating: LOW
   RAJESH CO LTD demonstrates a low-risk profile based on available financial and operational data. The company is solvent, maintains positive net assets, and has no overdue filings.

2. Key Concerns:

• Limited Scale of Operations: Turnover is very low (£20,109 for 2023), indicating a micro business with limited revenue generation, which may constrain growth potential and resilience to adverse events.
• Single Employee and Director: The company relies on one individual (also the sole shareholder), which poses operational risk related to key person dependency.
• Minimal Asset Base: The fixed assets are negligible (£1), and the business holds primarily cash. This could indicate limited operational infrastructure or investment in business growth.

3. Positive Indicators:

• Strong Liquidity Position: Cash at bank of £14,132 exceeds current liabilities, resulting in positive net current assets of the same amount, indicating good short-term financial health.
• No Overdue Filings or Compliance Issues: All statutory accounts and confirmation statements are filed timely, evidencing regulatory compliance and good governance practices for a micro company.
• Profitability Established: Despite small turnover, the company reported an operating profit of £15,820 in 2023, suggesting effective cost management relative to scale.

4. Due Diligence Notes:

• Verify Sustainability of Revenue: Assess the nature and consistency of the taxi operation revenue to confirm ongoing viability and market position.
• Confirm Absence of Contingent Liabilities: While provisions are minimal, review detailed notes to ensure no hidden liabilities or off-balance sheet risks exist.
• Evaluate Management Capability and Succession: Given sole director status and occupation as a taxi driver, further inquiry into business management expertise and contingency plans is recommended.