Company Number: 13270624

Analysis Date: 2025-07-20 17:49 UTC

1. Risk Rating: LOW
   The company demonstrates stable working capital with net current assets consistently positive and modest net assets. There are no overdue filings or indications of insolvency. The company is small in scale but appears solvent and compliant.

2. Key Concerns:

• Limited scale of operations, reflected by very low share capital (£1) and modest asset base, which could limit financial flexibility.
• Debtors constitute a high proportion of current assets (~82%), posing some risk if collections delay or default.
• The company employs only 2 people, indicating limited operational scale which may impact sustainability if key personnel are unavailable.

3. Positive Indicators:

• Consistent net current assets (~£6,600) and net assets with slight growth year on year, indicating stable financial position.
• No overdue accounts or confirmation statements; filings are up to date, indicating good compliance and governance.
• The company carries manageable current liabilities (~£12,500) relative to current assets (~£19,100), indicating sufficient short-term liquidity.
• The director appears engaged and personally located at the company address, suggesting active management.

4. Due Diligence Notes:

• Review turnover and profit trends since inception to assess operational sustainability and revenue growth prospects.
• Investigate debtor aging and credit control practices to confirm collectability of trade receivables.
• Confirm any contingent liabilities or off-balance sheet exposures not evident in the filleted accounts.
• Assess business model resilience given small employee base and potential key person risk.
• Verify that no director disqualifications or regulatory issues affect the company or director.