RAMPED DEVELOPMENT LTD

Executive Summary

Ramped Development Ltd currently shows a low risk profile based on its positive net assets, liquidity, and up-to-date statutory filings. The company's micro entity status and limited operational history suggest prudent monitoring, particularly around director loans and personnel dependency. Overall, the business appears financially stable and compliant at this stage.

RAMPED DEVELOPMENT LTD - Analysis Report

Company Number: 14120015

Analysis Date: 2025-07-20 18:57 UTC

1. Risk Rating: LOW
   Ramped Development Ltd demonstrates a solid net asset position with positive net current assets and no overdue filings. The company operates within the micro entity threshold, limiting complexity and exposure. There is no indication of insolvency or regulatory noncompliance.

2. Key Concerns:

• Director Loans: The company has unsecured, interest-free loans to a director, which were repaid during the year but warrant review for potential conflicts or impact on liquidity.
• Limited Operating History: Incorporated in 2022 with only two years of financial data, the short operational track record limits insight into sustainability over the medium term.
• Single Employee/Director Dependence: The company has one employee/director which may pose operational risk if key personnel changes or leave.

3. Positive Indicators:

• Strong Liquidity Position: Current assets significantly exceed current liabilities, resulting in net current assets of £21,991 as of May 2024, indicating good short-term liquidity.
• Positive Net Assets and Shareholders’ Funds: Net assets increased from £19,549 in 2023 to £23,972 in 2024, reflecting modest growth and retained earnings.
• Compliance: No overdue accounts or confirmation statements; filings are up to date demonstrating good adherence to statutory obligations.
• Majority Control by Active Director: Mr. Greg Faulkner holds 75-100% ownership and remains an active director, providing clear and stable control.

4. Due Diligence Notes:

• Review the terms and impact of director loans on company cash flow and potential conflicts of interest.
• Verify the nature of business operations and revenue generation given the micro entity status and limited financial disclosures.
• Confirm that the single employee/director structure is sufficient for business continuity and assess any dependency risks.
• Monitor future filings to ensure continued compliance and financial performance trends.