RBC FINANCIAL SERVICES LIMITED

Executive Summary

RBC FINANCIAL SERVICES LIMITED is a dormant micro-entity with minimal financial activity and net assets of £1, indicating no active trading or operational cash flow. While regulatory compliance is current and governance appears sound, the lack of substantive business operations presents high solvency and liquidity risk. Further investigation is recommended to understand the company’s purpose and potential future developments.

RBC FINANCIAL SERVICES LIMITED - Analysis Report

Company Number: 13916885

Analysis Date: 2025-07-29 18:57 UTC

1. Risk Rating: HIGH
   RBC FINANCIAL SERVICES LIMITED is rated high risk primarily due to its dormant status with negligible financial activity and net assets of just £1. The company shows no trading operations, fixed assets, or liabilities across its reported financial years. This minimal financial footprint suggests no operational substance or revenue generation to support solvency or liquidity.

2. Key Concerns:

• Dormant Status: The company has been dormant since incorporation, indicating no active trading or cash flow, which raises concerns about its operational sustainability.
• Minimal Net Assets (£1): The company’s balance sheet reflects only a nominal asset base, insufficient to meet any meaningful liabilities or support business activities.
• Lack of Financial Activity: No fixed assets, no liabilities, and no employees reported, which suggests the company may be a holding entity or a shelf company without substantive operations.

3. Positive Indicators:

• Compliance with Filing: Accounts and confirmation statements are up to date, with no overdue filings or regulatory compliance issues.
• Clear Ownership and Control: PSC and director information is current and transparent, with no disqualifications or governance concerns noted.
• Clean Balance Sheet: Absence of liabilities or provisions implies no hidden financial obligations.

4. Due Diligence Notes:

• Investigate Purpose: Clarify the company’s intended operational role and strategy, given its dormant status and nominal financials.
• Related Party Transactions: Examine connections with RBC Group Limited and whether this entity is a holding or dormant subsidiary.
• Future Plans: Assess any planned activation or capitalization which might impact financial stability and operational outlook.