Company Number: SC686659

Analysis Date: 2025-07-29 16:16 UTC

1. Risk Rating: LOW
   The company demonstrates positive net assets and net current assets, with no overdue filings or liquidation status. The micro-entity filing status limits available financial detail but overall indicators suggest financial stability.

2. Key Concerns:

• The company has a relatively small share capital (£100), which may limit financial flexibility.
• The presence of long-term creditors (£19,721) requires understanding of repayment terms and impact on future liquidity.
• Limited financial history (incorporated 2021) restricts trend analysis for operational stability.

3. Positive Indicators:

• Net current assets improved significantly from £14,260 (2021) to £56,946 (2023), indicating stronger short-term liquidity.
• Net assets increased from £18,807 to £67,517 over two years, showing growth in equity.
• No overdue accounts or confirmation statements, signaling good regulatory compliance and governance.
• The company operates in management consultancy, a sector with relatively low capital intensity and moderate risk.
• Directors are resident and active, with no disqualification records mentioned.

4. Due Diligence Notes:

• Review the nature and terms of the £19,721 long-term liabilities to assess solvency risk.
• Examine cash flow statements or management accounts if available to confirm liquidity beyond balance sheet snapshots.
• Assess ongoing contract or client base stability to evaluate operational sustainability given the small employee base (average 2).
• Confirm absence of director disqualifications or legal proceedings not visible in the provided data.
• Validate the reasonableness and adequacy of fixed assets (£30,292) in relation to business operations.