REFEDD LIMITED

RBS INVOICE FINANCE LIMITED

FIXED AND FLOATING CHARGE

Rbs Invoice Finance Limited

Fixed and floating charges over the undertaking and all property and assets present and future including goodwill bookdebts uncalled capital buildings fixtures fixed plant and machinery. See the mortgage charge document for full details.

NATIONAL WESTMINSTER BANK PLC

DEBENTURE

LLOYDS TSB COMMERCIAL FINANCE LIMITED TRADING AS ALEX LAWRIE FACTORS

ALL ASSETS DEBENTURE

HSBC BANK PLC

DEBENTURE