Company Number: 15163735

Analysis Date: 2025-07-20 18:24 UTC

1. Credit Opinion: DECLINE
   Remady Limited has only recently been incorporated (September 2023) and has filed dormant accounts for its first financial year, reporting minimal activity and net assets of just £2. There is no trading history or financial performance to assess ability to service debt or meet commercial obligations. The absence of revenue, profits, or working capital information indicates no current capacity to support credit. Without operational results or cash flow generation, extending credit entails high risk.

2. Financial Strength:
   The balance sheet shows nominal net assets of £2, representing the issued share capital of two £1 shares. There are no fixed assets, receivables, or liabilities reported. This indicates the company is at a very early stage with no substantive financial resources or capital base to absorb losses or fund operations.

3. Cash Flow Assessment:
   Reported cash at bank is £2, effectively negligible. There is no information on cash inflows from operations or financing. Working capital cannot be meaningfully assessed given the dormant status. The company currently lacks liquidity to meet any short-term obligations beyond its minimal share capital.

4. Monitoring Points:

• Filing of the next full accounts showing trading results, profitability, and cash flow.
• Evidence of revenue generation and operating cash inflows.
• Changes in net assets and working capital position.
• Any new debt or credit facilities taken on and repayment performance.
• Directors’ background and financial stewardship as operations commence.