RESILIENT LOCUMS LIMITED

Executive Summary

Resilient Locums Limited is a dormant company with nominal equity and no trading history, presenting a high credit risk. There is currently no financial data to support any credit facility, and the company lacks operational cash flow or assets. Credit approval is declined until substantive trading performance and financial strength are established.

RESILIENT LOCUMS LIMITED - Analysis Report

Company Number: 14718042

Analysis Date: 2025-07-29 20:09 UTC

1. Credit Opinion: DECLINE
   Resilient Locums Limited is a newly incorporated dormant company with no trading activity to date. It has minimal equity (£1) and no financial history demonstrating operational cash flow or profitability. Without any trading or financial data, there is no evidence of the company’s ability to service debt or meet commercial obligations. The sole director and 100% shareholder appears appropriately authorized but the company’s dormant status and lack of financial substance present a high credit risk at this stage.

2. Financial Strength:
   The company’s balance sheet as at 31 March 2024 shows net assets and shareholder funds of only £1, reflecting the nominal share capital. There are no current or fixed assets, liabilities, or working capital reported. This indicates the company has no material financial resources or buffer to absorb operational risks or financial stress.

3. Cash Flow Assessment:
   No trading or cash flow information is available since the company is dormant. There is no indication of liquidity or working capital, so the company currently lacks the ability to generate incoming cash flow to support any credit facility or repay borrowings.

4. Monitoring Points:

• Monitor for future filing of trading accounts to assess operational performance and financial health.
• Watch for changes in company status from dormant to active trading.
• Review director and shareholder changes for any shifts in control or business strategy.
• Track timely filing of accounts and confirmation statements to ensure compliance.
• Evaluate cash flow and profitability metrics once trading commences.