RIPTIDE ESPRESSO LIMITED

Executive Summary

RIPTIDE ESPRESSO LIMITED is currently a dormant entity with no trading activity or financial substance to support credit. Given the lack of operational history, minimal net assets, and absence of cash flow, the company is unable to service debt or sustain credit facilities at this stage. Credit approval is not recommended until the company demonstrates active trading and financial viability.

RIPTIDE ESPRESSO LIMITED - Analysis Report

Company Number: 13984768

Analysis Date: 2025-07-19 12:55 UTC

1. Credit Opinion: DECLINE
   RIPTIDE ESPRESSO LIMITED is a dormant company with no trading activity reflected in its latest accounts. The absence of revenue, profits, or any material assets indicates there is no capacity to service debt or repay credit facilities at this time. Without operational financial history or cash flow generation, extending credit would carry a high risk. The company’s financial position is static and does not demonstrate business viability or growth potential.

2. Financial Strength:
   The balance sheet shows nominal net assets of £120, consisting solely of share capital. There are no fixed or current assets beyond minimal cash balances, and no liabilities reported. This extremely limited financial base reflects a company that has not commenced trading or generated economic value. The equity base is insufficient to support credit risk exposure.

3. Cash Flow Assessment:
   Cash on hand is negligible (£120) and static across reported years, indicating no operational cash inflows or outflows. There is no working capital or liquidity available to meet financial obligations. The dormant status confirms no trading receipts or expenses, so no cash flow exists to service debt or operational costs.

4. Monitoring Points:

• Filing of future accounts to confirm commencement of trading and financial performance.
• Changes in capital structure or asset base indicating operational activity.
• Any director or shareholder developments that may affect governance or financial backing.
• Receipt of updated cash flow statements and P&L accounts once active trading occurs.