RISKMAR LTD

Executive Summary

RISKMAR LTD is a dormant company with no financial activity or trading history, reflected in its minimal net assets and lack of cash flow. Given the absence of operational data or financial strength, credit facilities cannot be recommended at this time. Ongoing monitoring should focus on any commencement of trading and subsequent financial disclosures.

RISKMAR LTD - Analysis Report

Company Number: 13820718

Analysis Date: 2025-07-20 18:25 UTC

1. Credit Opinion: DECLINE
   RISKMAR LTD is a dormant private limited company with minimal financial activity since incorporation in late 2021. It has no trading history or financial performance data to assess repayment capacity or business viability. The company’s net assets and shareholders’ funds remain nominal (£1), indicating no operational substance or cash flow generation to service debt. Without evidence of trading, profitability, or liquidity, approval of credit facilities is not justified.

2. Financial Strength:
   The balance sheet shows a bare minimum equity capital of £1 and no recorded assets or liabilities. The company claims dormant status and exemption from audit, reflecting no financial transactions or business operations. There are no fixed or current assets, no revenues, and no retained earnings. This indicates an absence of financial strength or capital buffer to absorb risks or support credit obligations.

3. Cash Flow Assessment:
   Cash flow cannot be evaluated as the company has no trading activity or reported cash balances. Dormant status implies no working capital cycle, cash inflows, or outflows. There is no evidence of liquidity or operational cash generation, which precludes any assessment of ability to meet short-term liabilities or debt servicing requirements.

4. Monitoring Points:

• If RISKMAR LTD commences trading, monitor filing of full accounts with profit and loss statements to assess operational performance.
• Track any changes in net current assets or introduction of debt facilities.
• Review director appointments and any changes in significant control for governance quality.
• Confirm timely filing of accounts and confirmation statements to ensure compliance.