RJF DEVELOPMENTS LIMITED

Executive Summary

RJF Developments Limited is a newly formed micro-entity demonstrating prudent financial management with positive net assets and timely filings. While its limited operating history and small scale necessitate ongoing monitoring, current data indicates low solvency and liquidity risk. Further due diligence on business operations and cash flow is recommended to confirm long-term viability.

RJF DEVELOPMENTS LIMITED - Analysis Report

Company Number: 15680074

Analysis Date: 2025-07-29 15:06 UTC

1. Risk Rating: LOW
   RJF Developments Limited is a newly incorporated micro-entity with its first set of financials filed on time and showing a positive net current asset position. The absence of overdue filings, modest liabilities, and clear ownership structure indicate a low immediate risk profile.

2. Key Concerns:

• Limited operating history: Incorporated April 2024 with first financials to March 2025; no track record to assess operational performance or cash flow sustainability.
• Small scale of operations: Only 2 employees and low current asset base (£24,459) could limit resilience to unexpected expenses or market shifts.
• Concentrated control: Two directors hold majority shares and voting rights, which may pose governance risks if conflicts arise, though this is typical for micro-companies.

3. Positive Indicators:

• Solvent position: Net current assets of £20,078 and positive shareholders’ funds (£18,778) suggest the company can meet short-term obligations.
• Compliance: No overdue accounts or confirmation statements; filings are up to date reflecting good regulatory adherence.
• Clear governance: Directors’ responsibilities acknowledged, and accounts prepared under micro-entity provisions consistent with company size and complexity.

4. Due Diligence Notes:

• Investigate business model and revenue streams to assess sustainability and growth prospects given the early stage of the company.
• Review cash flow statements and any management accounts to monitor liquidity trends beyond the snapshot at year-end.
• Confirm any related party transactions or unusual balances given the family ownership structure and small scale.